Credit Risk and Credit Analysis

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Course Description

Effective and accurate credit risk management is crucial for all financial institutions including banks, lenders and investors. This timely and topical course is created to equip delegates with practical risk analysis skills and enable them to make informative business decisions. 

By the end of this course you will: 

  • Have a sound understanding of the key elements of credit risk
  • Explore different methods of preparing credit risk analysis
  • Learn to analyse financial statement and different financial ratios
  • Develop frameworks for qualitative industry and company specific analysis
  • Asses distressed credit situations
  • Explore the latest risk mitigation techniques

This course is relevant for everyone involved in credit risk. No prior credit risk knowledge is required but delegates are requested to bring calculators. 

What Will You Learn

Main Topics Covered During This Training

  • Fundamentals of credit
  • Analysing key elements of risk
  • Risk mitigation strategies
  • Quantitative and qualitative analysis
  • Industry and company specific analysis
  • Analysing distressed credit situations

Who Should Attend

From Banks, Lenders, Corporates, Rating Agencies, Private Equity and other financial institutions: 

  • Credit Managers
  • Credit Analysts
  • Risk Managers 
  • Corporate Finance
  • Financial Analysts
  • Investment Managers
  • Treasury
Register Now

In-Company, call us for more information

Credit Risk and Credit Analysis - A One Day Programme

Fundamentals of credit    

  • Key banking risks
  • Market risk
  • Operational risk
  • Credit risk

Key elements of credit risk    

  • Country risk
  • Industry risk
  • Company risk
  • Documentation risk

Risk limitation techniques    

  • Contractual methods
  • Quantitative and qualitative analysis
  • Market instruments used to mitigate risk

Contractual methods    

  • Covenants and documentation
  • Review of a bank loan agreement
  • Review of a high yield and high grade prospectus

Quantitative analysis    

  • Financial analysis – the key financial statements
  • Ratio analysis
  • Leverage & liquidity
  • Earnings and cash cover
  • Asset coverage and turnover
  • Working capital ratios
  • Rating agency metric definitions
  • Signs of business deterioration

Qualitative analysis    

  • Industry analysis
  • Porter’s 5 forces
  • SWOT analysis
  • BCG matrix, Ansoff and product life cycles
  • Peer group comparisons – industry considerations

Company specific analysis

  • Management
  • Market position
  • Capital requirements
  • Financial policy
  • Debt vs equity financing
  • Assessing debt capacity

Distressed credit situations

  • Assessing recovery rates
  • Types of default
  • Insolvency
  • Bankruptcy
  • Administration
  • Liquidation

Eureka Financial Faculty

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* - Fields marked with a star are obligatory.

Your privacy is important to us and we will not share your details with any third-party.

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Thank you for your interest in our company and your enquiry. We will contact you shortly.

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Credit Risk and Credit Analysis <p>Effective and accurate credit risk management is crucial for all financial institutions including banks, lenders and investors. This timely and topical course is created to equip delegates with practical risk analysis skills and enable them to make informative business decisions.&nbsp;</p> <p><strong>By the end of this course you will:&nbsp;</strong></p> <ul> <li>Have a sound understanding ... In-Company